We prepare an in-depth credit analysis to calculate and indicate areas of improvement for your credit score. With our specialized programming, we fine-tune individualized plans to improve current credit score in as little as 30 days! With a one-time fee of $189.00, we can start the process to financial independence, and protecting your newly acquired credit with our many program options.


  • Review your credit report for inaccurate items.
  • Review of outdated accounts.
  • Review your credit report for inaccurate personal information.
  • Review accounts that can be made current.
  • Review accounts with high credit utilization.
  • Build a plan on how to fix information.
  • Build a plan to raise your credit score.
  • Build a plan to rebuild your credit score.
  • Provide you with a detailed report of everything listed above.
  • Consult with you over the phone regarding your detailed plan.
  • Video training on how to raise your credit score.
  • Training rebuild your credit score.


  • Analysis and review of client file status.
  • Receiving and processing manual updates.
  • Respond and receive correspondence by mail or phone.
  • Review client's credit report updates to determine next steps.
  • Create a strategic plan to assist clients in meeting their goals.
  • Create and send dispute letters to creditors.
  • Assist with budget and credit question/process.
  • Provide ongoing credit education.
  • Provide ongoing budget and spending recommendations.
  • Provide clients with access to educational portal sites.
  • Update clients with educational materials.
  • Provide debt consolidation options.

One Time Fee

  • Chexsystems Package

    If you’re having problems opening a new bank account, chances are your negative banking information is located on a ChexSystems report. A ChexSystems report is what banks use to track all of your banking history, including all of the good and the bad from your previous bank accounts. This information is used to measure the potential risk of a new bank account customer. If your name or information is located on a ChexSystems report it could be extremely difficult to open a new bank account. Unless you take the actions necessary to clear your information, it could stay on file in a ChexSystems report for a number of years, which will significantly impact your financial future. Focused Financial offers a high quality ChexSystems package where we review your ChexSystems report and take the actions necessary to remove your negative banking history.

    For a one-time fee of $99 you can take the step towards a greater financial future with the Focused Financial ChexSystems package.

One Time Fee

  • Bankruptcy Package

    Many who have bad credit and have experienced bankruptcy may think it’s impossible to fully restore their credit report, but that’s not true. By disputing properly, you have the chance to clear the bankruptcy from your credit report and revamp your financial health. If you’re in a situation where you’ve experienced bankruptcy, Focused Financial offers a powerful Bankruptcy Removal package that will clear your credit report. You can ditch the idea that it will take years to clear your bankruptcy, and move quickly towards a better financial future with our Bankruptcy Removal package.

    For a one-time payment of $300 Focused Financial’s Bankruptcy Removal package will dispute and clear the bankruptcy from your credit report.

One-Time Payment

  • Credit Compliance FOCUS Sweep Package

    With our unique and powerful Credit Compliance Sweep program, try to remove all of the negative items from a credit report to restore our clients financial freedom. Our team of specialists will conduct the sweep and use their expertise to remove those negative items. Our Credit Compliance FOCUS Sweep program is our most aggressive package and disputes all 3 credit bureaus, creditors, and third party collection agencies which includes inquiry removal. This process could take anywhere from 45-180 days, depending on the condition of your credit report and your financial history. It has an average success rate of 87%, making it the number one choice for those looking to remove their bankruptcy and improve their financial health.

    For a one-time fee of $800 Focused Financial’s team of experts will conduct your Credit Compliance FOCUS Sweep and remove the negative items from your credit report.

One-Time Payment

  • Inquiry Removal Package

    Most people have had to check their credit for one reason for another, which leads to what’s known as a Hard Inquiry or simply an Inquiry. Credit Inquiries occur whenever a creditor requests to look at your credit file. This request is usually made when you apply for a new line of credit and the creditor must determine how much risk you pose. Unfortunately, Inquiries show up on your credit report and can actually negatively affect your credit score. Inquiries are also one of the five major factors that make up your credit score, making their presence (or lack of presence) even more important. For each Inquiry, your credit score can drop by as much as 10 points. If you have Inquiries on your report and are looking to get them removed, you’re in luck.

    For a one-time payment of $250, Focused Financial’s team of specialists are able to assess your Inquiries and remove them.
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